Skip to main content

## Esta página solo está disponible en inglés

Selecione Cancele para permanecer en esta página o Continúe para ver nuestra página principal en español.

## How can we help?

- ‍ Find a location ‍
  City, State or ZIP
- Make an appointment
- ‍ Quick help ‍
  - Customer service and FAQs
  - Find routing and account numbers

## Popular FAQs

- How do I set up a wire transfer?
- When will my deposit be credited to my account?
- Why are my available balance and posted balances different?
- See more FAQs

# Prime Line of Credit

## Cover expenses and grow your business

To learn more or apply, call
1-866-902-9181

## Innovate and scale with a
Prime Line of Credit

For businesses with
$2 to $25 million in annual revenue
Credit limit
$100,000 to $3,000,000
Rates
As low as Prime + 0.50%
Account fees

- 0.25% annual fee
- No cash advance fee

Terms

- Up to a 3-year secured revolving credit line from $100,000 to $750,000
- 1-year secured revolving credit line from $750,001 to $3,000,000

Other details

- Prime-based rates
- Renewable annually
- Secured by business assets

## Designed for your business

### Short-term working capital

Cover inventory, payroll, repairs, maintenance, and unexpected expenses.

### Large purchases

Invest in new equipment, IT infrastructure, software, trademarks, and more.

### Pricing advantages

With a line of credit, you only pay interest on what you use and can pay down and reuse it as you wish.

## Explore financing options for your business

Help me choose

## Business lines FAQs

How do I apply for a business line of credit? How do I apply for a business line of credit?
To learn more and to apply for the WF Prime Line of Credit call 1-866-902-9181
What happens after I apply? What happens after I apply?

- If you applied for a BusinessLine® line of credit, you will receive written notification from WF. If approved, it will state the approved amount.
- If you applied for a WF Prime Line of Credit, it will take up to two weeks for processing after you have submitted the required documentation. Your underwriter will provide you with guidance on additional requirements for your business.

View more

## How can we help?

- ‍ Call us ‍

  - For account maintenance call: 1-800-225-5935

- ‍ Find a location ‍
  City, State or ZIP

Customer help

- Access saved application
- Routing number

Account tools

- Business online banking
- Banking alerts

Banking basics

- Debit cards
- Overdraft services

How was your experience? Give us feedback.

Terms for credit products are subject to final credit approval of the business and its owners. A physical address is required to receive a WF business credit product. You must be an owner of this business and not already have this product.

For Prime Line of Credit, rates start at Prime + 0.50%, subject to minimum floor rate of 5.00%, depending on your personal and business credit evaluation. Prime refers to Bank's announced Prime Rate. Bank's announced Prime Rate is subject to change at any time. The interest rate that you are assigned will continue unless a default occurs under the Customer Agreement and we elect to increase the rate, or we exercise our right to change the terms of the account. Rates are subject to change and may be higher or lower than the stated ranges. Interest accrues immediately whenever you draw funds from your line of credit account.

The Prime Line of Credit offers a term of up to 3 years for line requests up to $750,000. For line requests between $750,001 and $3,000,000, a 1-year term applies, which may be renewed annually. Subject to credit approval.

The security interest taken will be a first priority lien on all present and future accounts receivable, inventory, equipment, general intangibles, and certain other noncash personal property owned by the applicant business, and a Uniform Commercial Code financing statement will be filed against the applicant business to perfect the security interest.

WF Bank, N.A. Member FDIC.

DT1-08112026-12-8321101-1.1

## Footnote