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# Clover® Gateway e-commerce

## Simple, flexible online payment processing

Apply for a Merchant Services account and start with Clover Gateway today. Call 1-866-380-9828 or request a call.

## Take payments — no hardware required

- One-time cost: $0
- Monthly merchant account fee: $9.95
- Software plans start at: $0
- Transaction fees below

Features Features

- Accept payments through a web browser, the mobile app, or your website
- Built-in fraud protection
- Email invoicing for payment requests
- Custom payment links — buttons, URLs, or QR codes
- Recurring payments & subscriptions
- Access sales reporting

Get paid as soon as the next business day when you deposit into a WF business deposit account.

Software Software

Starter plan - $0 per month

Entry-level plan that enables your device to accept cards and digital wallet payments

- Supports up to three employees at a single location
- Basic employee management, monitoring, and reporting
- Enables card-not-present transactions via digital invoicing, recurring payments, and keyed-in entry

Optional access

- $11.95 per month for each additional device (except Clover Go)
- $19.95 per month for Clover App Market usage

Essentials plan - $29.95 per month

This is the standard setup plan for a point-of-sale (POS) solution

- All Starter plan features, plus unlimited employees and shift management
- Full access to the Clover App Market
- Offer discounts, gather customer feedback, and Accounting Sync

Optional access

- $11.95 per month for each additional device

Services Growth plan - $84.95 per month

Full-featured plan that builds on the Essentials plan, adding:

- Comprehensive appointment scheduling with customer online booking, and reminders
- Branded website builder with payment checkout services
- Add point-of-sale hardware anytime. The first device is included; each additional device costs $19.95 per month.

Fees Fees

## Services

No application fees, no monthly minimums, and no early termination fees

Monthly merchant account fee: $9.95 per month, per location

- 24/7 live support
- Reporting and analytics
- Advanced risk and fraud monitoring
- Tools to help you manage disputes

PCI Compliance Program fee: $10.00 per month, per merchant ID

- Access to a variety of web security tools
- $100,000 in breach insurance coverage
- A web portal and data repository for storing PCI-related information

## Transaction processing

Our dynamic pricing model adjusts automatically based on your monthly processing volume and transaction method.

$0 - $39,999.99
Per tap, dip, or swipe: 2.60% + $0.15
Per online or keyed in: 3.50% + $0.15
$40,000 - $79,999.99
Per tap, dip, or swipe: 2.50% + $0.15
Per online or keyed in: 3.40% + $0.15
$80,000 and up
Per tap, dip, or swipe: 2.40% + $0.15
Per online or keyed in: 3.30% + $0.15

Custom pricing is also available for select businesses.

Features

- Accept payments through a web browser, the mobile app, or your website
- Built-in fraud protection
- Email invoicing for payment requests
- Custom payment links — buttons, URLs, or QR codes
- Recurring payments & subscriptions
- Access sales reporting

Get paid as soon as the next business day when you deposit into a WF business deposit account.

Software

Starter plan - $0 per month

Entry-level plan that enables your device to accept cards and digital wallet payments

- Supports up to three employees at a single location
- Basic employee management, monitoring, and reporting
- Enables card-not-present transactions via digital invoicing, recurring payments, and keyed-in entry

Optional access

- $11.95 per month for each additional device (except Clover Go)
- $19.95 per month for Clover App Market usage

Essentials plan - $29.95 per month

This is the standard setup plan for a point-of-sale (POS) solution

- All Starter plan features, plus unlimited employees and shift management
- Full access to the Clover App Market
- Offer discounts, gather customer feedback, and Accounting Sync

Optional access

- $11.95 per month for each additional device

Services Growth plan - $84.95 per month

Full-featured plan that builds on the Essentials plan, adding:

- Comprehensive appointment scheduling with customer online booking, and reminders
- Branded website builder with payment checkout services
- Add point-of-sale hardware anytime. The first device is included; each additional device costs $19.95 per month.

Fees

## Services

No application fees, no monthly minimums, and no early termination fees

Monthly merchant account fee: $9.95 per month, per location

- 24/7 live support
- Reporting and analytics
- Advanced risk and fraud monitoring
- Tools to help you manage disputes

PCI Compliance Program fee: $10.00 per month, per merchant ID

- Access to a variety of web security tools
- $100,000 in breach insurance coverage
- A web portal and data repository for storing PCI-related information

## Transaction processing

Our dynamic pricing model adjusts automatically based on your monthly processing volume and transaction method.

$0 - $39,999.99
Per tap, dip, or swipe: 2.60% + $0.15
Per online or keyed in: 3.50% + $0.15
$40,000 - $79,999.99
Per tap, dip, or swipe: 2.50% + $0.15
Per online or keyed in: 3.40% + $0.15
$80,000 and up
Per tap, dip, or swipe: 2.40% + $0.15
Per online or keyed in: 3.30% + $0.15

Custom pricing is also available for select businesses.

‍

## Ready to get started?

Call 1-866-380-9828
Monday through Friday, 6 a.m. to 5 p.m. PST

Request a call

‍

## FAQs

What is Clover Gateway? What is Clover Gateway?

Clover Gateway is an online e-commerce solution that lets you accept payments securely — no hardware required. You can send invoices, set up recurring payments, and manage parts of your business from a simple online portal.

Are transaction fees different if I don't use hardware? Are transaction fees different if I don't use hardware?

Yes, they can be. When you manually enter a card number instead of swiping or dipping it, it's considered a card-not-present (CNP) transaction. Credit card companies may charge higher fees for these types of payments because they carry more fraud risk.

Do I need Clover hardware to take payments in person? Do I need Clover hardware to take payments in person?

No. Clover Gateway includes a virtual terminal, so you can key in card details from your computer or tablet — perfect for phone orders or occasional in-person payments. Plus, you'll gain access to the Clover Go POS & Dashboard app to take payments from your mobile device when you're on the go.

How does Clover Gateway work with my online store? How does Clover Gateway work with my online store?

Clover Gateway integrates with popular e-commerce platforms like Shopify, WooCommerce, and Adobe Commerce (Magento 2) using Clover's® plugins. If you're using a custom site, developer tools are available to help you connect everything smoothly.

How was your experience? Give us feedback.

Clover software plans vary by solution and are billed directly to the merchant by Clover. Each Clover account supports only one software plan across all devices. Additional hardware or accessories may incur separate fees. Clover software, including applications and third-party offerings available through Clover or the Clover App Market, are subject to the respective developer's terms, and may include additional fees. All fees are subject to change. Existing merchants can view their current software plan and pricing through the Clover dashboard.

Clover solutions are offered by WF Bank, N.A., which does not provide, and is not responsible for, third-party software or applications, including those offered by Clover.

There is no early termination fee or long-term commitment for card processing services.

We have options for other e-commerce or non-WF solutions. Account fees for these solutions vary. Please reach out to a Merchant Services consultant for more details.

PCI non-compliance fees apply. This fee amount applies for Level 3 and Level 4 merchants with 1-25 MIDs only. If you have more than 25 MIDs, contact your Merchant Services consultant for more details on this fee.

If you accept payments using equipment or a gateway that you did not receive from WF, the online or keyed rates and fees may apply to tap, dip, and swipe transactions.

Merchant Services are provided by WF Bank, N.A.

When you use a WF Bank deposit account for settlement or other Merchant Services purposes, you must use a WF Bank business or commercial deposit account. Deposit products offered by WF Bank, N.A. Member FDIC. Merchant Services are subject to application, credit review of the business and its owners, and approval.

The Clover name and logo are registered trademarks owned by Clover Network, LLC, and are registered or used in the U.S. or many foreign countries.

DT1-05082027-12-8913900-1.1

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